{"id":409,"date":"2024-04-27T08:15:31","date_gmt":"2024-04-27T08:15:31","guid":{"rendered":"https:\/\/credscoop.in\/?page_id=409"},"modified":"2024-05-03T07:20:49","modified_gmt":"2024-05-03T07:20:49","slug":"compare-interest-rate","status":"publish","type":"page","link":"https:\/\/credscoop.in\/index.php\/compare-interest-rate\/","title":{"rendered":"Compare Interest Rate"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"409\" class=\"elementor elementor-409\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-997d75c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"997d75c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-99dc42e\" data-id=\"99dc42e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-404559f elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"404559f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.18.0 - 20-12-2023 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h6 class=\"elementor-heading-title elementor-size-default\"><table border=\"0\" cellpadding=\"0\" cellspacing=\"0\" width=\"1203\" style=\"letter-spacing: normal; border-collapse: collapse; width: 903pt;\"><colgroup><col width=\"401\" style=\"width: 301pt;\"><col width=\"401\" span=\"2\" style=\"width: 301pt;\"><\/colgroup><tbody><tr height=\"44\" style=\"height: 33pt;\"><td colspan=\"3\" height=\"44\" width=\"1203\" style=\"padding-top: 1px; padding-right: 1px; padding-left: 1px; color: white; font-size: 26pt; font-family: AtAero; vertical-align: bottom; border-top: 1pt solid black; border-right: none; border-bottom: 0.5pt solid windowtext; border-left: none; border-image: initial; white-space: nowrap; text-align: center; background: rgb(42, 26, 94); height: 33pt; width: 903pt;\">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Personal Loan Interest rates of Top Banks<\/td><\/tr><tr height=\"36\" style=\"height: 27pt;\"><td height=\"36\" style=\"padding-top: 1px; padding-right: 1px; padding-left: 1px; color: black; font-size: 20pt; font-family: AtAero; vertical-align: bottom; border-top: none; border-right: 1.5pt solid black; border-bottom: none; border-left: none; border-image: initial; white-space: nowrap; text-align: center; height: 27pt;\"><div style=\"text-align: start; font-weight: var(--font-weight-regular) !important;\">Banks<\/div><\/td><td style=\"padding-top: 1px; padding-right: 1px; padding-left: 1px; color: black; font-size: 20pt; font-family: AtAero; vertical-align: bottom; border-top: none; border-right: 1.5pt solid black; border-bottom: none; border-left: none; border-image: initial; white-space: nowrap; text-align: center;\">Rate of Interest (p.a.)<\/td><td style=\"padding-top: 1px; padding-right: 1px; padding-left: 1px; color: black; font-size: 20pt; font-family: AtAero; vertical-align: bottom; border: none; white-space: nowrap; text-align: center;\">Processing fees<\/td><\/tr><tr height=\"27\" style=\"height: 20pt; background-color: rgba(0, 0, 0, 0.05);\"><td height=\"27\" style=\"padding: 0.5rem; color: black; font-size: 15pt; font-family: AtAero; vertical-align: bottom; border-top: 1.5pt solid black; border-right: 1.5pt solid black; border-bottom: 0.5pt solid windowtext; border-left: none; border-image: initial; white-space: nowrap; text-align: center; height: 20pt;\">IndusInd Bank<\/td><td style=\"padding: 0.5rem; color: black; font-size: 15pt; font-family: AtAero; vertical-align: bottom; border-top: 1.5pt solid black; border-right: 1.5pt solid black; border-bottom: 0.5pt solid windowtext; border-left: none; border-image: initial; white-space: nowrap; text-align: center;\">10.49% onwards*<\/td><td style=\"padding: 0.5rem; color: black; font-size: 15pt; font-family: AtAero; vertical-align: bottom; border-top: 1.5pt solid black; border-right: none; border-bottom: 0.5pt solid windowtext; border-left: none; border-image: initial; white-space: nowrap; text-align: center;\">Up to 5999 plus taxes<\/td><\/tr><tr height=\"25\" style=\"height: 19pt; background-color: rgba(0, 0, 0, 0.05);\"><td height=\"25\" style=\"padding: 0.5rem; color: black; font-size: 15pt; font-family: AtAero; vertical-align: bottom; border-top: none; border-right: 1.5pt solid black; border-bottom: 0.5pt solid windowtext; border-left: none; border-image: initial; white-space: nowrap; text-align: center; height: 19pt;\">HDFC Bank<\/td><td style=\"padding: 0.5rem; color: black; font-size: 15pt; font-family: AtAero; vertical-align: bottom; border-top: none; border-right: 1.5pt solid black; border-bottom: 0.5pt solid windowtext; border-left: none; border-image: initial; white-space: nowrap; text-align: center;\">10.75% onwards*<\/td><td style=\"padding-top: 1px; padding-right: 1px; padding-left: 1px; color: black; font-size: 15pt; font-family: AtAero; vertical-align: bottom; border-top: none; border-right: none; border-bottom: 0.5pt solid windowtext; border-left: none; border-image: initial; white-space: nowrap; text-align: center;\">Up to 4999 plus taxes<\/td><\/tr><tr height=\"25\" style=\"height: 19pt;\"><td height=\"25\" style=\"padding: 0.5rem; color: black; font-size: 15pt; font-family: AtAero; vertical-align: bottom; border-top: none; border-right: 1.5pt solid black; border-bottom: 0.5pt solid windowtext; border-left: none; border-image: initial; white-space: nowrap; text-align: center; height: 19pt;\">Kotak Mahindra Bank<\/td><td style=\"padding: 0.5rem; color: black; font-size: 15pt; font-family: AtAero; vertical-align: bottom; border-top: none; border-right: 1.5pt solid black; border-bottom: 0.5pt solid windowtext; border-left: none; border-image: initial; white-space: nowrap; text-align: center;\">10.99% onwards*<\/td><td style=\"padding-top: 1px; padding-right: 1px; padding-left: 1px; color: black; font-size: 15pt; font-family: AtAero; vertical-align: bottom; border-top: none; border-right: none; border-bottom: 0.5pt solid windowtext; border-left: none; border-image: initial; white-space: nowrap; text-align: center;\">Up to 3% plus taxes<\/td><\/tr><tr height=\"25\" style=\"height: 19pt; background-color: rgba(0, 0, 0, 0.05);\"><td height=\"25\" style=\"padding: 0.5rem; color: black; font-size: 15pt; font-family: AtAero; vertical-align: bottom; border-top: none; border-right: 1.5pt solid black; border-bottom: 0.5pt solid windowtext; border-left: none; border-image: initial; white-space: nowrap; text-align: center; height: 19pt;\">ICICI Bank<\/td><td style=\"padding: 0.5rem; color: black; font-size: 15pt; font-family: AtAero; vertical-align: bottom; border-top: none; border-right: 1.5pt solid black; border-bottom: 0.5pt solid windowtext; border-left: none; border-image: initial; white-space: nowrap; text-align: center;\">10.80% onwards*<\/td><td style=\"padding-top: 1px; padding-right: 1px; padding-left: 1px; color: black; font-size: 15pt; font-family: AtAero; vertical-align: bottom; border-top: none; border-right: none; border-bottom: 0.5pt solid windowtext; border-left: none; border-image: initial; white-space: nowrap; text-align: center;\">Up to 2% plus taxes<\/td><\/tr><tr height=\"25\" style=\"height: 19pt;\"><td height=\"25\" style=\"padding: 0.5rem; color: black; font-size: 15pt; font-family: AtAero; vertical-align: bottom; border-top: none; border-right: 1.5pt solid black; border-bottom: 0.5pt solid windowtext; border-left: none; border-image: initial; white-space: nowrap; text-align: center; height: 19pt;\">Axis Bank<\/td><td style=\"padding: 0.5rem; color: black; font-size: 15pt; font-family: AtAero; vertical-align: bottom; border-top: none; border-right: 1.5pt solid black; border-bottom: 0.5pt solid windowtext; border-left: none; border-image: initial; white-space: nowrap; text-align: center;\">10.75% onwards*<\/td><td style=\"padding-top: 1px; padding-right: 1px; padding-left: 1px; color: black; font-size: 15pt; font-family: AtAero; vertical-align: bottom; border-top: none; border-right: none; border-bottom: 0.5pt solid windowtext; border-left: none; border-image: initial; white-space: nowrap; text-align: center;\">Up to 2% plus taxes<\/td><\/tr><tr height=\"25\" style=\"height: 19pt; background-color: rgba(0, 0, 0, 0.05);\"><td height=\"25\" style=\"padding: 0.5rem; color: black; font-size: 15pt; font-family: AtAero; vertical-align: bottom; border-top: none; border-right: 1.5pt solid black; border-bottom: 0.5pt solid windowtext; border-left: none; border-image: initial; white-space: nowrap; text-align: center; height: 19pt;\">Yes Bank<\/td><td style=\"padding: 0.5rem; color: black; font-size: 15pt; font-family: AtAero; vertical-align: bottom; border-top: none; border-right: 1.5pt solid black; border-bottom: 0.5pt solid windowtext; border-left: none; border-image: initial; white-space: nowrap; text-align: center;\">10.99% onwards*<\/td><td style=\"padding: 0.5rem; color: black; font-size: 15pt; font-family: AtAero; vertical-align: bottom; border-top: none; border-right: none; border-bottom: 0.5pt solid windowtext; border-left: none; border-image: initial; white-space: nowrap; text-align: center;\">Up to 2.5% plus taxes<\/td><\/tr><tr height=\"25\" style=\"height: 19pt;\"><td height=\"25\" style=\"padding: 0.5rem; color: black; font-size: 15pt; font-family: AtAero; vertical-align: bottom; border-top: none; border-right: 1.5pt solid black; border-bottom: 0.5pt solid windowtext; border-left: none; border-image: initial; white-space: nowrap; text-align: center; height: 19pt;\">Standard Chatered Bank<\/td><td style=\"padding-top: 1px; padding-right: 1px; padding-left: 1px; color: black; font-size: 15pt; font-family: AtAero; vertical-align: bottom; border-top: none; border-right: 1.5pt solid black; border-bottom: 0.5pt solid windowtext; border-left: none; border-image: initial; white-space: nowrap; text-align: center;\">11.49% onwards*<\/td><td style=\"padding: 0.5rem; color: black; font-size: 15pt; font-family: AtAero; vertical-align: bottom; border-top: none; border-right: none; border-bottom: 0.5pt solid windowtext; border-left: none; border-image: initial; white-space: nowrap; text-align: center;\">Up to 3% plus taxes<\/td><\/tr><tr height=\"25\" style=\"height: 19pt;\"><td height=\"25\" style=\"padding: 0.5rem; color: black; font-size: 15pt; font-family: AtAero; vertical-align: bottom; border-top: none; border-right: 1.5pt solid black; border-bottom: 0.5pt solid windowtext; border-left: none; border-image: initial; white-space: nowrap; text-align: center; height: 19pt;\">IDFC First Bank<\/td><td style=\"padding: 0.5rem; color: black; font-size: 15pt; font-family: AtAero; vertical-align: bottom; border-top: none; border-right: 1.5pt solid black; border-bottom: 0.5pt solid windowtext; border-left: none; border-image: initial; white-space: nowrap; text-align: center;\">10.99% onwards*<\/td><td style=\"padding: 0.5rem; color: black; font-size: 15pt; font-family: AtAero; vertical-align: bottom; border-top: none; border-right: none; border-bottom: 0.5pt solid windowtext; border-left: none; border-image: initial; white-space: nowrap; text-align: center;\">Up to 3.5% plus taxes<\/td><\/tr><tr height=\"25\" style=\"height: 19pt;\"><td height=\"25\" style=\"padding-top: 1px; padding-right: 1px; padding-left: 1px; color: black; font-size: 15pt; font-family: AtAero; vertical-align: bottom; border-top: none; border-right: 1.5pt solid black; border-bottom: 0.5pt solid windowtext; border-left: none; border-image: initial; white-space: nowrap; text-align: center; height: 19pt;\">DBS bank<\/td><td style=\"padding-top: 1px; padding-right: 1px; padding-left: 1px; color: black; font-size: 15pt; font-family: AtAero; vertical-align: bottom; border-top: none; border-right: 1.5pt solid black; border-bottom: 0.5pt solid windowtext; border-left: none; border-image: initial; white-space: nowrap; text-align: center;\">10.99% onwards*<\/td><td style=\"padding-top: 1px; padding-right: 1px; padding-left: 1px; color: black; font-size: 15pt; font-family: AtAero; vertical-align: bottom; border-top: none; border-right: none; border-bottom: 0.5pt solid windowtext; border-left: none; border-image: initial; white-space: nowrap; text-align: center;\">Upto 3% plus taxes<\/td><\/tr><tr height=\"44\" style=\"height: 33pt;\"><td colspan=\"3\" height=\"44\" style=\"padding-top: 1px; padding-right: 1px; padding-left: 1px; color: white; font-size: 26pt; font-family: AtAero; vertical-align: bottom; border-top: 0.5pt solid windowtext; border-right: none; border-bottom: 0.5pt solid windowtext; border-left: none; border-image: initial; white-space: nowrap; text-align: center; background: rgb(42, 26, 94); height: 33pt;\">Personal Loan Interest Rates of NBFCs<\/td><\/tr><tr height=\"29\" style=\"height: 22pt;\"><td height=\"29\" style=\"padding-top: 1px; padding-right: 1px; padding-left: 1px; color: black; font-size: 20pt; font-family: AtAero; vertical-align: bottom; border-top: none; border-right: 1.5pt solid black; border-bottom: 1.5pt solid black; border-left: none; border-image: initial; white-space: nowrap; text-align: center; height: 22pt;\"><div style=\"text-align: start; font-weight: var(--font-weight-regular) !important;\">NBFCs<\/div><\/td><td style=\"padding-top: 1px; padding-right: 1px; padding-left: 1px; color: black; font-size: 20pt; font-family: AtAero; vertical-align: bottom; border-top: none; border-right: 1.5pt solid black; border-bottom: 1.5pt solid black; border-left: none; border-image: initial; white-space: nowrap; text-align: center;\">Rate of Interest (p.a.)<\/td><td style=\"padding-top: 1px; padding-right: 1px; padding-left: 1px; color: black; font-size: 20pt; font-family: AtAero; vertical-align: bottom; border-top: none; border-right: none; border-bottom: 1.5pt solid black; border-left: none; border-image: initial; white-space: nowrap; text-align: center;\">Processing fee<\/td><\/tr><tr height=\"27\" style=\"height: 20pt;\"><td height=\"27\" style=\"padding: 0.5rem; color: black; font-size: 15pt; font-family: AtAero; vertical-align: bottom; border-top: none; border-right: 1.5pt solid black; border-bottom: 0.5pt solid windowtext; border-left: none; border-image: initial; white-space: nowrap; text-align: center; height: 20pt;\">Bajaj Finserv (Personal loans)<\/td><td style=\"padding: 0.5rem; color: black; font-size: 15pt; font-family: AtAero; vertical-align: bottom; border-top: none; border-right: 1.5pt solid black; border-bottom: 0.5pt solid windowtext; border-left: none; border-image: initial; white-space: nowrap; text-align: center;\">10.99%% onwards*<\/td><td style=\"padding-top: 1px; padding-right: 1px; padding-left: 1px; color: black; font-size: 15pt; font-family: AtAero; vertical-align: bottom; border-top: none; border-right: none; border-bottom: 0.5pt solid windowtext; border-left: none; border-image: initial; white-space: nowrap; text-align: center;\">Up to 3% plus taxes<\/td><\/tr><tr height=\"25\" style=\"height: 19pt;\"><td height=\"25\" style=\"padding-top: 1px; padding-right: 1px; padding-left: 1px; color: black; font-size: 15pt; font-family: AtAero; vertical-align: bottom; border-top: none; border-right: 1.5pt solid black; border-bottom: 0.5pt solid windowtext; border-left: none; border-image: initial; white-space: nowrap; text-align: center; height: 19pt;\">Bajaj Finserv (Flexi loans)<\/td><td style=\"padding: 0.5rem; color: black; font-size: 15pt; font-family: AtAero; vertical-align: bottom; border-top: none; border-right: 1.5pt solid black; border-bottom: 0.5pt solid windowtext; border-left: none; border-image: initial; white-space: nowrap; text-align: center;\">13.50% onwards*<\/td><td style=\"padding: 0.5rem; color: black; font-size: 15pt; font-family: AtAero; vertical-align: bottom; border-top: none; border-right: none; border-bottom: 0.5pt solid windowtext; border-left: none; border-image: initial; white-space: nowrap; text-align: center;\">Up to 3% plus taxes<\/td><\/tr><tr height=\"25\" style=\"height: 19pt;\"><td height=\"25\" style=\"padding: 0.5rem; color: black; font-size: 15pt; font-family: AtAero; vertical-align: bottom; border-top: none; border-right: 1.5pt solid black; border-bottom: 0.5pt solid windowtext; border-left: none; border-image: initial; white-space: nowrap; text-align: center; height: 19pt;\">Tata Capital (Personal loans)<\/td><td style=\"padding-top: 1px; padding-right: 1px; padding-left: 1px; color: black; font-size: 15pt; font-family: AtAero; vertical-align: bottom; border-top: none; border-right: 1.5pt solid black; border-bottom: 0.5pt solid windowtext; border-left: none; border-image: initial; white-space: nowrap; text-align: center;\">10.99% onwards*<\/td><td style=\"padding-top: 1px; padding-right: 1px; padding-left: 1px; color: black; font-size: 15pt; font-family: AtAero; vertical-align: bottom; border-top: none; border-right: none; border-bottom: 0.5pt solid windowtext; border-left: none; border-image: initial; white-space: nowrap; text-align: center;\">Up to 3% plus taxes<\/td><\/tr><tr height=\"25\" style=\"height: 19pt;\"><td height=\"25\" style=\"padding-top: 1px; padding-right: 1px; padding-left: 1px; color: black; font-size: 15pt; font-family: AtAero; vertical-align: bottom; border-top: none; border-right: 1.5pt solid black; border-bottom: 0.5pt solid windowtext; border-left: none; border-image: initial; white-space: nowrap; text-align: center; height: 19pt;\">Tata capital (Flexi loans)<\/td><td style=\"padding-top: 1px; padding-right: 1px; padding-left: 1px; color: black; font-size: 15pt; font-family: AtAero; vertical-align: bottom; border-top: none; border-right: 1.5pt solid black; border-bottom: 0.5pt solid windowtext; border-left: none; border-image: initial; white-space: nowrap; text-align: center;\">14.50% onwards*<\/td><td style=\"padding-top: 1px; padding-right: 1px; padding-left: 1px; color: black; font-size: 15pt; font-family: AtAero; vertical-align: bottom; border-top: none; border-right: none; border-bottom: 0.5pt solid windowtext; border-left: none; border-image: initial; white-space: nowrap; text-align: center;\">Up to 3% plus taxes<\/td><\/tr><tr height=\"25\" style=\"height: 19pt;\"><td height=\"25\" style=\"padding: 0.5rem; color: black; font-size: 15pt; font-family: AtAero; vertical-align: bottom; border-top: none; border-right: 1.5pt solid black; border-bottom: 0.5pt solid windowtext; border-left: none; border-image: initial; white-space: nowrap; text-align: center; height: 19pt;\">Aditya Birla Capital (Personal loan)<\/td><td style=\"padding-top: 1px; padding-right: 1px; padding-left: 1px; color: black; font-size: 15pt; font-family: AtAero; vertical-align: bottom; border-top: none; border-right: 1.5pt solid black; border-bottom: 0.5pt solid windowtext; border-left: none; border-image: initial; white-space: nowrap; text-align: center;\">10.99% onwards*<\/td><td style=\"padding: 0.5rem; color: black; font-size: 15pt; font-family: AtAero; vertical-align: bottom; border-top: none; border-right: none; border-bottom: 0.5pt solid windowtext; border-left: none; border-image: initial; white-space: nowrap; text-align: center;\">Up to 4% plus taxes<\/td><\/tr><tr height=\"25\" style=\"height: 19pt;\"><td height=\"25\" style=\"padding-top: 1px; padding-right: 1px; padding-left: 1px; color: black; font-size: 15pt; font-family: AtAero; vertical-align: bottom; border-top: none; border-right: 1.5pt solid black; border-bottom: 0.5pt solid windowtext; border-left: none; border-image: initial; white-space: nowrap; text-align: center; height: 19pt;\">Aditya Birla Capital (Flexi loan)<\/td><td style=\"padding-top: 1px; padding-right: 1px; padding-left: 1px; color: black; font-size: 15pt; font-family: AtAero; vertical-align: bottom; border-top: none; border-right: 1.5pt solid black; border-bottom: 0.5pt solid windowtext; border-left: none; border-image: initial; white-space: nowrap; text-align: center;\">15.25% onwards*<\/td><td style=\"padding-top: 1px; padding-right: 1px; padding-left: 1px; color: black; font-size: 15pt; font-family: AtAero; vertical-align: bottom; border-top: none; border-right: none; border-bottom: 0.5pt solid windowtext; border-left: none; border-image: initial; white-space: nowrap; text-align: center;\">Up to 4% plus taxes<\/td><\/tr><tr height=\"25\" style=\"height: 19pt;\"><td height=\"25\" style=\"padding-top: 1px; padding-right: 1px; padding-left: 1px; color: black; font-size: 15pt; font-family: AtAero; vertical-align: bottom; border-top: none; border-right: 1.5pt solid black; border-bottom: 0.5pt solid windowtext; border-left: none; border-image: initial; white-space: nowrap; text-align: center; height: 19pt;\">Poonawalla fincorp<\/td><td style=\"padding-top: 1px; padding-right: 1px; padding-left: 1px; color: black; font-size: 15pt; font-family: AtAero; vertical-align: bottom; border-top: none; border-right: 1.5pt solid black; border-bottom: 0.5pt solid windowtext; border-left: none; border-image: initial; white-space: nowrap; text-align: center;\">&nbsp; 9.99% onwards*<\/td><td style=\"padding-top: 1px; padding-right: 1px; padding-left: 1px; color: black; font-size: 15pt; font-family: AtAero; vertical-align: bottom; border-top: none; border-right: none; border-bottom: 0.5pt solid windowtext; border-left: none; border-image: initial; white-space: nowrap; text-align: center;\">Up to 3% plus taxes<\/td><\/tr><tr height=\"25\" style=\"height: 19pt;\"><td height=\"25\" style=\"padding-top: 1px; padding-right: 1px; padding-left: 1px; color: black; font-size: 15pt; font-family: AtAero; vertical-align: bottom; border-top: none; border-right: 1.5pt solid black; border-bottom: 0.5pt solid windowtext; border-left: none; border-image: initial; white-space: nowrap; text-align: center; height: 19pt;\">Axis Finance<\/td><td style=\"padding-top: 1px; padding-right: 1px; padding-left: 1px; color: black; font-size: 15pt; font-family: AtAero; vertical-align: bottom; border-top: none; border-right: 1.5pt solid black; border-bottom: 0.5pt solid windowtext; border-left: none; border-image: initial; white-space: nowrap; text-align: center;\">14.99% onwards*<\/td><td style=\"padding-top: 1px; padding-right: 1px; padding-left: 1px; color: black; font-size: 15pt; font-family: AtAero; vertical-align: bottom; border-top: none; border-right: none; border-bottom: 0.5pt solid windowtext; border-left: none; border-image: initial; white-space: nowrap; text-align: center;\">Up to 4% plus taxes<\/td><\/tr><tr height=\"25\" style=\"height: 19pt; background-color: rgba(0, 0, 0, 0.05);\"><td height=\"25\" style=\"padding: 0.5rem; color: black; font-size: 15pt; font-family: AtAero; vertical-align: bottom; border-top: none; border-right: 1.5pt solid black; border-bottom: 0.5pt solid windowtext; border-left: none; border-image: initial; white-space: nowrap; text-align: center; height: 19pt;\">SMFG India Credit<\/td><td style=\"padding: 0.5rem; color: black; font-size: 15pt; font-family: AtAero; vertical-align: bottom; border-top: none; border-right: 1.5pt solid black; border-bottom: 0.5pt solid windowtext; border-left: none; border-image: initial; white-space: nowrap; text-align: center;\">11.99% onwards*<\/td><td style=\"padding: 0.5rem; color: black; font-size: 15pt; font-family: AtAero; vertical-align: bottom; border-top: none; border-right: none; border-bottom: 0.5pt solid windowtext; border-left: none; border-image: initial; white-space: nowrap; text-align: center;\">Up to 6% plus taxes<\/td><\/tr><tr height=\"25\" style=\"height: 19pt;\"><td height=\"25\" style=\"padding-top: 1px; padding-right: 1px; padding-left: 1px; color: black; font-size: 15pt; font-family: AtAero; vertical-align: bottom; border-top: none; border-right: 1.5pt solid black; border-bottom: 0.5pt solid windowtext; border-left: none; border-image: initial; white-space: nowrap; text-align: center; height: 19pt;\">Cholamandalam&nbsp;<\/td><td style=\"padding: 0.5rem; color: black; font-size: 15pt; font-family: AtAero; vertical-align: bottom; border-top: none; border-right: 1.5pt solid black; border-bottom: 0.5pt solid windowtext; border-left: none; border-image: initial; white-space: nowrap; text-align: center;\">15.25% onwards*<\/td><td style=\"padding-top: 1px; padding-right: 1px; padding-left: 1px; color: black; font-size: 15pt; font-family: AtAero; vertical-align: bottom; border-top: none; border-right: none; border-bottom: 0.5pt solid windowtext; border-left: none; border-image: initial; white-space: nowrap; text-align: center;\">Up to 3% plus taxes<\/td><\/tr><tr height=\"25\" style=\"height: 19pt;\"><td height=\"25\" style=\"padding: 0.5rem; color: black; font-size: 15pt; font-family: AtAero; vertical-align: bottom; border-top: none; border-right: 1.5pt solid black; border-bottom: 0.5pt solid windowtext; border-left: none; border-image: initial; white-space: nowrap; text-align: center; height: 19pt;\">PaySense<\/td><td style=\"padding: 0.5rem; color: black; font-size: 15pt; font-family: AtAero; vertical-align: bottom; border-top: none; border-right: 1.5pt solid black; border-bottom: 0.5pt solid windowtext; border-left: none; border-image: initial; white-space: nowrap; text-align: center;\">16.80% onwards*<\/td><td style=\"padding: 0.5rem; color: black; font-size: 15pt; font-family: AtAero; vertical-align: bottom; border-top: none; border-right: none; border-bottom: 0.5pt solid windowtext; border-left: none; border-image: initial; white-space: nowrap; text-align: center;\">Up to 4% plus taxes<\/td><\/tr><tr height=\"25\" style=\"height: 19pt;\"><td height=\"25\" style=\"padding-top: 1px; padding-right: 1px; padding-left: 1px; color: black; font-size: 15pt; font-family: AtAero; vertical-align: bottom; border-top: none; border-right: 1.5pt solid black; border-bottom: 0.5pt solid windowtext; border-left: none; border-image: initial; white-space: nowrap; text-align: center; height: 19pt;\">Incred<\/td><td style=\"padding-top: 1px; padding-right: 1px; padding-left: 1px; color: black; font-size: 15pt; font-family: AtAero; vertical-align: bottom; border-top: none; border-right: 1.5pt solid black; border-bottom: 0.5pt solid windowtext; border-left: none; border-image: initial; white-space: nowrap; text-align: center;\">14.99% onwards*<\/td><td style=\"padding-top: 1px; padding-right: 1px; padding-left: 1px; color: black; font-size: 15pt; font-family: AtAero; vertical-align: bottom; border-top: none; border-right: none; border-bottom: 0.5pt solid windowtext; border-left: none; border-image: initial; white-space: nowrap; text-align: center;\">Up to 4% plus taxes<\/td><\/tr><tr height=\"25\" style=\"height: 19pt;\"><td height=\"25\" style=\"padding-top: 1px; padding-right: 1px; padding-left: 1px; color: black; font-size: 15pt; font-family: AtAero; vertical-align: bottom; border-top: none; border-right: 1.5pt solid black; border-bottom: 0.5pt solid windowtext; border-left: none; border-image: initial; white-space: nowrap; text-align: center; height: 19pt;\">Credit Saison<\/td><td style=\"padding-top: 1px; padding-right: 1px; padding-left: 1px; color: black; font-size: 15pt; font-family: AtAero; vertical-align: bottom; border-top: none; border-right: 1.5pt solid black; border-bottom: 0.5pt solid windowtext; border-left: none; border-image: initial; white-space: nowrap; text-align: center;\">14.99% onwards*<\/td><td style=\"padding-top: 1px; padding-right: 1px; padding-left: 1px; color: black; font-size: 15pt; font-family: AtAero; vertical-align: bottom; border-top: none; border-right: none; border-bottom: 0.5pt solid windowtext; border-left: none; border-image: initial; white-space: nowrap; text-align: center;\">Upto 3% plus taxes<\/td><\/tr><tr height=\"25\" style=\"height: 19pt;\"><td height=\"25\" style=\"padding-top: 1px; padding-right: 1px; padding-left: 1px; color: black; font-size: 15pt; font-family: AtAero; vertical-align: bottom; border-top: none; border-right: 1.5pt solid black; border-bottom: 0.5pt solid windowtext; border-left: none; border-image: initial; white-space: nowrap; text-align: center; height: 19pt;\">Hero Fincorp<\/td><td style=\"padding-top: 1px; padding-right: 1px; padding-left: 1px; color: black; font-size: 15pt; font-family: AtAero; vertical-align: bottom; border-top: none; border-right: 1.5pt solid black; border-bottom: 0.5pt solid windowtext; border-left: none; border-image: initial; white-space: nowrap; text-align: center;\">24.99% onwards*<\/td><td style=\"padding-top: 1px; padding-right: 1px; padding-left: 1px; color: black; font-size: 15pt; font-family: AtAero; vertical-align: bottom; border-top: none; border-right: none; border-bottom: 0.5pt solid windowtext; border-left: none; border-image: initial; white-space: nowrap; text-align: center;\">Up to 6% plus taxes<\/td><\/tr><tr height=\"25\" style=\"height: 19pt;\"><td height=\"25\" style=\"padding-top: 1px; padding-right: 1px; padding-left: 1px; color: black; font-size: 15pt; font-family: AtAero; vertical-align: bottom; border-top: none; border-right: 1.5pt solid black; border-bottom: 0.5pt solid windowtext; border-left: none; border-image: initial; white-space: nowrap; text-align: center; height: 19pt;\">Shriram Finance<\/td><td style=\"padding-top: 1px; padding-right: 1px; padding-left: 1px; color: black; font-size: 15pt; font-family: AtAero; vertical-align: bottom; border-top: none; border-right: 1.5pt solid black; border-bottom: 0.5pt solid windowtext; border-left: none; border-image: initial; white-space: nowrap; text-align: center;\">10.99% onwards*<\/td><td style=\"padding-top: 1px; padding-right: 1px; padding-left: 1px; color: black; font-size: 15pt; font-family: AtAero; vertical-align: bottom; border-top: none; border-right: none; border-bottom: 0.5pt solid windowtext; border-left: none; border-image: initial; white-space: nowrap; text-align: center;\">Up to 4% plus taxes<\/td><\/tr><tr height=\"27\" style=\"height: 20pt;\"><td height=\"27\" style=\"padding-top: 1px; padding-right: 1px; padding-left: 1px; color: black; font-size: 15pt; font-family: AtAero; vertical-align: bottom; border-top: none; border-right: 1.5pt solid black; border-bottom: 1.5pt solid black; border-left: none; border-image: initial; white-space: nowrap; text-align: center; height: 20pt;\">Fibe<\/td><td style=\"padding-top: 1px; padding-right: 1px; padding-left: 1px; color: black; font-size: 15pt; font-family: AtAero; vertical-align: bottom; border-top: none; border-right: 1.5pt solid black; border-bottom: 1.5pt solid black; border-left: none; border-image: initial; white-space: nowrap; text-align: center;\">15.99% onwards*<\/td><td style=\"padding-top: 1px; padding-right: 1px; padding-left: 1px; color: black; font-size: 15pt; font-family: AtAero; vertical-align: bottom; border-top: none; border-right: none; border-bottom: 1.5pt solid black; border-left: none; border-image: initial; white-space: nowrap; text-align: center;\">Up to 6% plus taxes<\/td><\/tr><\/tbody><\/table>Above mentioned rates and charges may vary according to change in Bank and NBFCs policy.                                     <br>  <span style=\"letter-spacing: -0.6px;\">*As on 1st May 2024<\/span><br><br><br><\/h6>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a4eb4b6 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a4eb4b6\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8202655\" data-id=\"8202655\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f6bbafb elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"f6bbafb\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\"><span style=\"letter-spacing: -0.6px;\">Benefits of comparison before applying any loan-<\/span><span style=\"letter-spacing: -0.6px;\"><br style=\"letter-spacing: -0.6px;\"><br style=\"letter-spacing: -0.6px;\"><br style=\"letter-spacing: -0.6px;\">Cost Savings<i> <\/i>:-<\/span><span style=\"letter-spacing: -0.6px;\"> Comparing interest rates allows you to identify the loan with the lowest rate, which can result in significant cost savings over the life of the loan. A slightly lower interest rate can translate into substantial savings in terms of overall repayment amount.<\/span><span style=\"letter-spacing: -0.6px;\"><br style=\"letter-spacing: -0.6px;\"><br style=\"letter-spacing: -0.6px;\">\n<\/span><span style=\"letter-spacing: -0.6px;\">Affordability Assessment :-<\/span><span style=\"letter-spacing: -0.6px;\"> By comparing loan terms such as repayment periods and monthly installment, you can assess which loan is more affordable based on your income and financial situation. This helps in choosing a loan that fits comfortably within your budget.<\/span><span style=\"letter-spacing: -0.6px;\"><br style=\"letter-spacing: -0.6px;\"><br style=\"letter-spacing: -0.6px;\">\n<\/span><span style=\"letter-spacing: -0.6px;\">Understanding Additional Fees :- <\/span><span style=\"letter-spacing: -0.6px;\">Some loans come with hidden fees or charges apart from the interest rate, such as processing fees, prepayment penalties, or late payment charges. Comparing these fees alongside interest rates ensures you understand the total cost of borrowing.<\/span><span style=\"letter-spacing: -0.6px;\"><br style=\"letter-spacing: -0.6px;\"><br style=\"letter-spacing: -0.6px;\">\n<\/span><span style=\"letter-spacing: -0.6px;\">Better Loan Terms :-<\/span><span style=\"letter-spacing: -0.6px;\"> Beyond interest rates, comparing loans helps you evaluate other important terms like repayment flexibility, grace periods, and options for early repayment without penalties. This allows you to choose a loan that aligns with your preferences and financial goals.<\/span><span style=\"letter-spacing: -0.6px;\"><br style=\"letter-spacing: -0.6px;\"><br style=\"letter-spacing: -0.6px;\">\n<\/span><span style=\"letter-spacing: -0.6px;\">Credit Score Impact :- <\/span><span style=\"letter-spacing: -0.6px;\">Some lenders may offer more favourable terms to borrowers with higher credit scores. By comparing loan offers, you can identify lenders that consider your credit score more favourably, which can improve your chances of approval and better loan terms.<\/span><span style=\"letter-spacing: -0.6px;\"><br style=\"letter-spacing: -0.6px;\"><br style=\"letter-spacing: -0.6px;\">\nAvoiding Predatory Lending :- Comparing loan terms helps you steer clear of predatory lenders who may offer loans with exorbitant interest rates or unfair terms. By carefully evaluating offers, you can select a reputable lender offering reasonable terms.<\/span><span style=\"letter-spacing: -0.6px;\"><br style=\"letter-spacing: -0.6px;\"><br style=\"letter-spacing: -0.6px;\">\nEmpowering Borrowers :- Ultimately, comparing loan options empowers borrowers to make well-informed decisions based on a holistic understanding of the loan terms, ensuring they choose the most suitable and cost-effective option for their needs.<\/span><br><br><br><br><span style=\"letter-spacing: -0.6px;\">\n<i>In summary, comparing interest rates and other terms when considering personal loans is essential for optimising cost, assessing affordability, understanding the total borrowing expense, and selecting loan terms that best match your financial situation and goals.<\/i><\/span><span style=\"letter-spacing: -0.6px;\"><i><br><\/i><\/span><span style=\"letter-spacing: -0.6px;\"><\/span><span style=\"letter-spacing: -0.6px;\"><\/span><br style=\"letter-spacing: -0.6px;\"><br style=\"letter-spacing: -0.6px;\"><br style=\"letter-spacing: -0.6px;\"><br style=\"letter-spacing: -0.6px;\"><span style=\"letter-spacing: -0.6px;\"><\/span><\/h6>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Personal Loan Interest rates of Top Banks Banks Rate of Interest (p.a.) Processing fees IndusInd Bank 10.49% onwards* Up to 5999 plus taxes HDFC Bank 10.75% onwards* Up to 4999 plus taxes Kotak Mahindra Bank 10.99% onwards* Up to 3% plus taxes ICICI Bank 10.80% onwards* Up to 2% plus taxes Axis Bank 10.75% &hellip;<\/p>\n<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/credscoop.in\/index.php\/compare-interest-rate\/\"> <span class=\"screen-reader-text\">Compare Interest Rate<\/span> Read More &raquo;<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"site-sidebar-layout":"no-sidebar","site-content-layout":"","ast-site-content-layout":"full-width-container","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"footnotes":""},"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/credscoop.in\/index.php\/wp-json\/wp\/v2\/pages\/409"}],"collection":[{"href":"https:\/\/credscoop.in\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/credscoop.in\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/credscoop.in\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/credscoop.in\/index.php\/wp-json\/wp\/v2\/comments?post=409"}],"version-history":[{"count":142,"href":"https:\/\/credscoop.in\/index.php\/wp-json\/wp\/v2\/pages\/409\/revisions"}],"predecessor-version":[{"id":614,"href":"https:\/\/credscoop.in\/index.php\/wp-json\/wp\/v2\/pages\/409\/revisions\/614"}],"wp:attachment":[{"href":"https:\/\/credscoop.in\/index.php\/wp-json\/wp\/v2\/media?parent=409"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}